Financing with Schmidt Ford of Salem
Schmidt Ford of Salem takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Let the Finance Center at Schmidt Ford of Salem be Your Guide to the Perfect Deal
Whether you choose a brand-new Ford model from our collection or one of our top-quality, used crossover, SUV, or truck models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Centralia, Vandalia, and Carlyle area, to guide our customers to the perfect deal they can live with, every time.
Choose Between Affordable Auto Leases and Car Loans at Schmidt Ford of Salem
One of the first aspects of auto financing drivers from the Centralia, Vandalia, and Carlyle areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Ford while keeping monthly payments low. A loan is a favorite for many near Salem since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.
Find out just how easy financing your next car can be with the help of Schmidt Ford of Salem
While financing a car can be a trying endeavor at other dealerships around Centralia, Vandalia, and Carlyle these days, you'll find it refreshingly simple here at Schmidt Ford Of Salem Inc. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Schmidt Ford of Salem Inc.
1815 West Main Street
Salem, IL 62881
- Sales: (618) 548-1711
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